Know what you can actually spend
FinaX answers one question: once every bill, instalment and rent you already know about is deducted, how much is genuinely yours between today and payday — and on what date does the balance go negative? Native iOS, no bank connection, no tracking.
Safe to Spend, with its reasoning
Every figure opens up: which obligations were held back, what fell outside the period, what buffer you set. Your salary isn't a line of income — it's where the period ends. A number you can argue with is a number you can act on.
The date it goes negative
FinaX projects your balance day by day from rules you entered yourself — recurring bills, instalments, BNPL, rent every N months — and names the first day the line crosses zero. The coffee you put on a card doesn't leave your pocket today; the card payment does, and FinaX never confuses the two.
Typed by you, kept for you
Nothing is read from your bank. No analytics SDK, no ad identifier, no tracking. Export everything as CSV or JSON, or delete the account and the server row goes with it.
Privacy and terms.
Both documents were written against the app's source code rather than from a template — every claim has a Swift line or a database column behind it. The Turkish version is the original and governs if the two ever disagree.
